Eviction - Finances

Provincial laws govern landlord and tenant agreements. Landlords can evict tenants for specific reasons, however, there are typically policies and eviction procedures that must be followed in order to do so. Financial reasons for eviction can include not paying rent, often paying rent late, or causing significant and costly damage to the property you are renting. In some cases, a landlord can give you notice of eviction, but that notice can be canceled if you correct the situation, for instance, paying past-due rent. The reason for eviction will typically dictate how much notice a landlord must give a tenant. Are you currently renting a property and would like to know your rights as either the tenant or landlord? Has your financial situation changed, and you are having trouble paying your rent, and you are afraid that you will be evicted? Do you need help with financial or legal resources? We have many sources of support and information.

You are not alone. Connect with others who may be going through the same thing, find professional help and resources near you. The Kinjunxion community is here to help.

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Evicted

Poverty and Profit in the American City

WINNER OF THE 2017 PULITZER PRIZE GENERAL NON-FICTION From Harvard sociologist and MacArthur "Genius" Matthew Desmond, a landmark work of scholarship and reportage that will forever change the way we look at poverty in America In this brilliant, heartbreaking book, Matthew Desmond takes us into the poorest neighborhoods of Milwaukee to tell the story of eight families on the edge. Arleen is a single mother trying to raise her two sons on the $20 a month she has left after paying for their rundown apartment. Scott is a gentle nurse consumed by a heroin addiction. Lamar, a man with no legs and a neighborhood full of boys to look after, tries to work his way out of debt. Vanetta participates in a botched stickup after her hours are cut. All are spending almost everything they have on rent, and all have fallen behind. The fates of these families are in the hands of two landlords: Sherrena Tarver, a former schoolteacher turned inner-city entrepreneur, and Tobin Charney, who runs one of the worst trailer parks in Milwaukee. They loathe some of their tenants and are fond of others, but as Sherrena puts it, “Love don’t pay the bills.” She moves to evict Arleen and her boys a few days before Christmas. Even in the most desolate areas of American cities, evictions used to be rare. But today, most poor renting families are spending more than half of their income on housing, and eviction has become ordinary, especially for single mothers. In vivid, intimate prose, Desmond provides a ground-level view of one of the most urgent issues facing America today. As we see families forced into shelters, squalid apartments, or more dangerous neighborhoods, we bear witness to the human cost of America’s vast inequality—and to people’s determination and intelligence in the face of hardship. Based on years of embedded fieldwork and painstakingly gathered data, this masterful book transforms our understanding of extreme poverty and economic exploitation while providing fresh ideas for solving a devastating, uniquely American problem. Its unforgettable scenes of hope and loss remind us of the centrality of home, without which nothing else is possible. NEW YORK TIMES BESTSELLER | WINNER OF THE NATIONAL BOOK CRITICS CIRCLE AWARD FOR NONFICTION | WINNER OF THE PEN/JOHN KENNETH GALBRAITH AWARD FOR NONFICTION | WINNER OF THE ANDREW CARNEGIE MEDAL FOR EXCELLENCE IN NONFICTION | FINALIST FOR THE LOS ANGELES TIMES BOOK PRIZE | NAMED ONE OF THE BEST BOOKS OF THE YEAR by The New York Times Book Review • The Boston Globe • The Washington Post • NPR • Entertainment Weekly • The New Yorker • Bloomberg • Esquire • Buzzfeed • Fortune • San Francisco Chronicle • Milwaukee Journal Sentinel • St. Louis Post-Dispatch • Politico • The Week • Bookpage • Kirkus Reviews • Amazon • Barnes and Noble Review • Apple • Library Journal • Chicago Public Library • Publishers Weekly • Booklist • Shelf Awareness

Secrets to a Successful Eviction for Landlords and Rental Property Managers

The Complete Guide to Evicting Tenants Legally and Quickly

This is a guide for those landlords who have purchased rental income property and need the knowledge and skills to manage a problem tenant.

Eviction Notice

A Hood Rat Novel

When three young friends, Porsha, Frankie and Sahara, decide to sublease an apartment from a mutual acquaintance, life becomes one big party for the girls. But the party comes to an abrupt end when they find out they've been fleeced for their money and an eviction notice is taped to their door. They have seventy-two hours to come up with the money or be tossed into the streets by the city marshals. Armed with various schemes, they set out to try and stop the eviction and find themselves caught in the crossfire of a bloody war between the Notorious Clark family and a new player in the game. Meanwhile the police are still searching for the killer known only as The Animal, while his former lover Gucci tries to put the pieces of her life back together. When all is said and done, all parties involved will discover something about Animal and his abduction that no one was prepared for. There goes the neighborhood, again!One of Library Journal's Best Street Lit Books of 2011

The California Landlord's Law Book

Evictions

California landlords can pay a lawyer several thousands of dollars to do an eviction, or can do it themselves. All the official state forms (over 30 total) are included on the Nolo website with tear-out copies in the book. The California Landlord's Law Book: Evictions includes detailed instructions on how landlords should complete eviction forms, whether for nonpayment of rent, lease violation, or another legal reason. The book explains how landlords can best handle an eviction lawsuit in court, including contested evictions. It also Includes information on collecting a money judgment, evicting a tenant who has filed for bankruptcy, and much more.

The Weekend Landlord

From Credit Checks to Eviction and Everything in Between

It Doesn't Have to Be a Full-Time JobThe Weekend Landlord is your simple guide that highlights the crucial areas of landlord/tenant relations. Complete with frequently needed forms and helpful checklists, you can find the best tenants, handle any issues that come up and move on to the next tenant as circumstances demand.Manage Your MoneyMake smart decisions in selecting tenants, collecting rent, reporting income and saving at taxtime.Watch Out for Red FlagsAvoid the common mistakes that many landlords make regarding background checks, making repairs and ending the tenancy.Reference Your State's ResourcesLearn what your state requires from you when dealing with a tenant and how to effortlessly meet those requirements.Make Use of Handy ToolsUse these quick and easy tools to ensure that you are covering all your bases and locking in the right tenant.Precise Coverage of - Applications - Credit Checks - Security Deposits - Partial Payments - Collecting Rent - Landlord's Duties - Tenant's Rights - Maintenance Issues - Terminating the Lease - TaxesEasy-to-Use Forms - Tenant Application - Lease Agreement - Property Inspection - Move-Out Letter - Termination of Lease - Repair Request - Payment Agreement - Deposit Itemization - Eviction Complaint - Sublet PermissionSimple, complete and ready to help-The Weekend Landlord is your answer

Landlord and Tenant Guide to Colorado Residential Leases and Evictions

How to Survive and Prosper After a Financial Misfortune

A Complete Guide to Your Legal Rights After Bankruptcy, Foreclosure, Repossession, and Eviction

The U.S. economy may be on the verge of a slight recovery after the worst recession since the Great Depression, but citizens are still facing a number of financial burdens. Nearly 1.5 million Americans filed for Chapter 7 or Chapter 13 bankruptcy in 2009 --- a 32 percent increase from 2008. MSN Money reported that in 2010, more Americans will file for bankruptcy than for divorce, and more Americans will sink further into debt than have a heart attack, be diagnosed with cancer, or graduate college, 2009 also saw a 21 percent increase in the number or U.S. foreclosures to 2.8 million, and the real estate crisis does not seem to be over just yet. These financial misfortunes can take a toll, but you do not have to let them ruin your life. How to Survive and Prosper After a Financial Misfortune will help you make the financial and personal decisions necessary to rebuild your life and come out on the other side. You will learn how to start rebuilding your credit immediately, how to shuck the social stigma associated with filing for bankruptcy, and what your rights are coming out of a repossession or eviction. You will learn the housing options available after you file for foreclosure and how to negotiate with the bank to make the process less damaging. This book details more than ten major financial hardships and investigates how each will affect your finances, life, and family, as well as providing you with instructions about how to bounce back. This book discusses how you can take advantage of government and municipal programs designed specifically to help people with financial problems. You will learn the different ways you can overcome the black marks on your record, find a new home, and acquire hard-to-find financial assistance. This book also contains advice from experts in debt management and bankruptcy law to provide a comprehensive perspective of financial hardships. With How to Survive and Prosper After a Financial Misfortune, you will not only learn how to survive your downturn in financial standing, but you will learn how to thrive and prosper in your new life. How to Survive and Prosper After a Financial Misfortune is a must-read for anyone interested in breaking free from the cycle of debt and other pressing financial problems. It is comprehensive, easy to read, and absolutely clear. The author helps readers understand the root of their troubles and then offers a step-by-step plan to achieve lasting financial security.

Housing Finance Strategies of Informal Settlement Dwellers

Factors of Influence and Impacts of Planned Interventions in Dar Es Salaam

Access to housing and to housing finance remains a challenge in African cities. This study examines the housing finance strategies of informal settlement dwellers in Dar es Salaam (Tanzania) and identifies a range of factors that enable or constrain actors to make investments in housing. Based on ethnographic, qualitative and quantitative research, this study provides detailed insights into individual housing biographies, and explains why some actors invest in housing, while others do not. It finally challenges widely accepted development concepts like the provision of housing microfinance, land regularisation, infrastructure upgrading and eviction and argues for a deeper understanding of everyday lives in order to improve housing conditions. Christiane Rudic studied Geography with particular focus on urban development and housing at Bayreuth University. Dissertation. (Series: Contributions to African Research / Beitrage zur Afrikaforschung, Vol. 68) [Subject: Sociology, African Studies, Urban Development]

Evictions - 7010iied

The Landlords' Rights & Duties in Florida

Understanding your rights and responsibilities under Florida landlord/tenant law is essential to becoming a successful and profitable landlord in the state of Florida. A basic knowledge of the Florida law can help avoid becoming liable to tenants for damages and attorney's fees. Landlords' Right & Duties in Florida discusses issues including dealing with problems during a tenancy, protecting yourself from liability for injuries and crimes, and evicting a tenant. This guide provides east-to-understand explanations of landlord/tenant law, as well as blank forms, flow charts, and examples from actual cases. Using this book can help save you money and avoid potential liabilities. -Screening Prospective Tenants -Protecting Yourself from Liabilities -Evicting a Tenant -Changing the Terms of a Tenancy -Making a Claim for Damages -Terminating a Tenancy, Early Ready-to-Use Forms with Instructions: Apartment Lease Rental Agreement Notice of Termination Back Check Notice Eviction Summons and many more... -Florida statutes -Eviction flowcharts -Step-by-step instructions -Ready-to-use, blank forms

Chain of Title

How Three Ordinary Americans Uncovered Wall Street’s Great Foreclosure Fraud

NOW IN PAPERBACK The "gripping" (New York Times) and "Hitchcockian"(Publishers Weekly) story of how a nurse, a car dealership worker, and a forensic expert took on the nation’s largest banks A Kirkus Reviews and The Week best book of the year, David Dayen’s Chain of Title is a riveting work that recalls A Civil Action, Erin Brockovich, and Flash Boys, recounting how three ordinary Floridians—a car dealership worker, a cancer nurse, and an insurance fraud specialist—helped uncover the largest consumer crime in American history, challenged the most powerful institutions in America, and—for a brief moment—brought the corrupt financial industry to its knees. Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act: closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Harnessing the power of the Internet, they revealed how the financial crisis and subsequent recession were fundamentally based upon a series of frauds that kicked millions out of their homes because of false evidence by mortgage companies that had no legal right to foreclose. As Rolling Stone's Matt Taibbi noted: "Chain of Title is a sweeping work of investigative journalism that traces the arc of a criminally underreported story in America, the collapse of the rule of law in the home mortgage industry."

Land War and Eviction in Derryveagh, 1840-65

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Ontario. Ministry of Municipal Affairs and Housing - Landlord and Tenant Board (SRO) - Hamilton Central - Southern Regional Office

A social justice tribunal of Ontario that resolves disputes between residential landlords and tenants and eviction applications filed by non-profit housing co-operatives. Also provides information about rights and responsibilities of landlords and tenants under the Residential Tenancies Act.

Burlington. Finance Department - Assessment & Taxation Section - Burlington City Hall

This division of the Finance Department collects property taxes and administers Seniors' grants, charity rebates and vacancy rebates.

For questions regarding property assessment, call the Municipal Property Assessment Corporation 1-866-296-6722

Burlington. Finance Department - Property Tax Reduction / Deferral - Burlington City Hall

Tax Rebate / Reduction
1. Low Income Seniors Property Tax Rebate
* City of Burlington property tax rebate of $ 525 for eligible seniors (see "Eligibility" below)
* application deadline December 31 each year
Contact or see website for more information and application form

Tax Deferrals
Note: using a tax deferral will make homeowner ineligible for tax rebate, and may have impact on other tax credits

1. Low-Income Seniors and Persons with Disabilities Property Tax Increase Deferral
Defers increases in property taxes
* for low income seniors and low income persons with disabilities (see "Eligibility" below)
* a Region of Halton program, administered by the four local municipalities
* allows eligible homeowners to defer property tax increases to keep payments at a constant level as long as the property is their principal residence
* accumulated total of all deferred amounts is paid when property is sold or no longer the applicant's principal residence
* a lien is registered against the property at the time of the first deferral, and applies to all future deferrals
* application must be made annually, on or before 45 days after the mailing of the final property tax bill, which normally occurs in early June
Contact or see website for more information and application form

2. Older Adults Property Tax Deferral Program
Defers the full amount of property taxes for older adults under a certain income
* deferral is interest-free, but a lien is registered against the property
For more details, see full record here

Business Development Bank of Canada - Hamilton Branch

Financial institution owned by the Government of Canada

Financial services: Terms loans * subordinate financing * venture capital

Consulting services: Business planning * financial planning * marketing research * ISO standards * human resources * technology and innovation * business transition

Burlington. Finance Department - Property Tax Reduction / Deferral - Burlington City Hall

Tax Rebate / Reduction
1. Low Income Seniors Property Tax Rebate
* City of Burlington property tax rebate of $ 525 for eligible seniors (see "Eligibility" below)
* application deadline December 31 each year
Contact or see website for more information and application form

Tax Deferrals
Note: using a tax deferral will make homeowner ineligible for tax rebate, and may have impact on other tax credits

1. Low-Income Seniors and Persons with Disabilities Property Tax Increase Deferral
Defers increases in property taxes
* for low income seniors and low income persons with disabilities (see "Eligibility" below)
* a Region of Halton program, administered by the four local municipalities
* allows eligible homeowners to defer property tax increases to keep payments at a constant level as long as the property is their principal residence
* accumulated total of all deferred amounts is paid when property is sold or no longer the applicant's principal residence
* a lien is registered against the property at the time of the first deferral, and applies to all future deferrals
* application must be made annually, on or before 45 days after the mailing of the final property tax bill, which normally occurs in early June
Contact or see website for more information and application form

2. Older Adults Property Tax Deferral Program
Defers the full amount of property taxes for older adults under a certain income
* deferral is interest-free, but a lien is registered against the property
For more details, see full record here

Good Shepherd Centres - Notre Dame House

Offers shelter services, a resource center, and a school serving at-risk youth.
Services include:
* 24 Hour a day intake and admissions
* Meets basic needs by providing all meals and snacks, clothing, laundry and hygiene products, etc.
* Advocacy and Case Co-ordination
* Recreational / Therapeutic programming
* On-Site Access to Mental Health Services and Consulting Psychiatry
* On-Site Access to a General Practitioner and/or Nurse Practitioner
* On-Site Addiction / Substance Use Supports (Alternatives for Youth)
* On-Site Withdrawal Management Assessment and Monitoring (St. Joseph’s Hospital)
* Aftercare services through our Community Resource Centre

The Notre Dame Community Resource Centre, is a multi-agency resource centre for at-risk youth residing within the community who are between 16 and 21 years of age. Youth have access to a number of outreach support services and programs to assist them in remaining housed; diverting them from homelessness and street involvement.

A case coordinator assists the youth in navigating community and internal services based on their identified needs.

Good Shepherd Centres - Notre Dame House

Offers shelter services, a resource center, and a school serving at-risk youth.
Services include:
* 24 Hour a day intake and admissions
* Meets basic needs by providing all meals and snacks, clothing, laundry and hygiene products, etc.
* Advocacy and Case Co-ordination
* Recreational / Therapeutic programming
* On-Site Access to Mental Health Services and Consulting Psychiatry
* On-Site Access to a General Practitioner and/or Nurse Practitioner
* On-Site Addiction / Substance Use Supports (Alternatives for Youth)
* On-Site Withdrawal Management Assessment and Monitoring (St. Joseph’s Hospital)
* Aftercare services through our Community Resource Centre

The Notre Dame Community Resource Centre, is a multi-agency resource centre for at-risk youth residing within the community who are between 16 and 21 years of age. Youth have access to a number of outreach support services and programs to assist them in remaining housed; diverting them from homelessness and street involvement.

A case coordinator assists the youth in navigating community and internal services based on their identified needs.

Halton. Finance Department - Older Adults Property Tax Deferral Program

The program allows older adult homeowners in Halton with low incomes to defer their full property taxes for as long as they remain eligible.
This allows participants to focus their financial resources on their day-to-day needs, helping them to stay in their homes and improving their overall quality of life.
If you qualify, the deferral of your property taxes is interest-free.

Business Development Bank of Canada - Halton Business Centre

A federal Crown corporation wholly owned by the Government of Canada and mandated as Canada's business development bank * mission is to help create and develop strong Canadian businesses through financing, consulting services and securitization, with a focus on small and medium-sized enterprises.

Supports entrepreneurs in all industries and at all stages of development from more than 100 business centres across Canada and online at bdc.ca.

Major services include:
Financing:
Term loans such as realty and equipment loans, working capital loans, start up loans.

Consulting:
Expert advice to help businesses be more competitive * a national network of consultants who can help businesses solve problems, improve performance and help achieve the most ambitious goals.

BDC Capital:
Offers innovative solutions with terms and conditions tailored to meet the unique needs of entrepreneurs and innovators looking to raise capital for their growth and transition projects.

Halton. Finance Department - Older Adults Property Tax Deferral Program

The program allows older adult homeowners in Halton with low incomes to defer their full property taxes for as long as they remain eligible.
This allows participants to focus their financial resources on their day-to-day needs, helping them to stay in their homes and improving their overall quality of life.
If you qualify, the deferral of your property taxes is interest-free.

Good Shepherd Centres - Notre Dame House

Offers shelter services, a resource center, and a school serving at-risk youth.
Services include:
* 24 Hour a day intake and admissions
* Meets basic needs by providing all meals and snacks, clothing, laundry and hygiene products, etc.
* Advocacy and Case Co-ordination
* Recreational / Therapeutic programming
* On-Site Access to Mental Health Services and Consulting Psychiatry
* On-Site Access to a General Practitioner and/or Nurse Practitioner
* On-Site Addiction / Substance Use Supports (Alternatives for Youth)
* On-Site Withdrawal Management Assessment and Monitoring (St. Joseph’s Hospital)
* Aftercare services through our Community Resource Centre

The Notre Dame Community Resource Centre, is a multi-agency resource centre for at-risk youth residing within the community who are between 16 and 21 years of age. Youth have access to a number of outreach support services and programs to assist them in remaining housed; diverting them from homelessness and street involvement.

A case coordinator assists the youth in navigating community and internal services based on their identified needs.

Good Shepherd Centres - Notre Dame House

Offers shelter services, a resource center, and a school serving at-risk youth.
Services include:
* 24 Hour a day intake and admissions
* Meets basic needs by providing all meals and snacks, clothing, laundry and hygiene products, etc.
* Advocacy and Case Co-ordination
* Recreational / Therapeutic programming
* On-Site Access to Mental Health Services and Consulting Psychiatry
* On-Site Access to a General Practitioner and/or Nurse Practitioner
* On-Site Addiction / Substance Use Supports (Alternatives for Youth)
* On-Site Withdrawal Management Assessment and Monitoring (St. Joseph’s Hospital)
* Aftercare services through our Community Resource Centre

The Notre Dame Community Resource Centre, is a multi-agency resource centre for at-risk youth residing within the community who are between 16 and 21 years of age. Youth have access to a number of outreach support services and programs to assist them in remaining housed; diverting them from homelessness and street involvement.

A case coordinator assists the youth in navigating community and internal services based on their identified needs.