Financial Distress & Debt

Managing day to day finances properly takes time, thought, and planning. Many Canadians carry a certain amount of debt as part of their overall financial picture. However, at times, those debts can begin to feel overwhelming. Whether your financial situation is personal, or business-related, financial distress can be difficult to manage on your own. Bankruptcy offers some relief if you find yourself in a situation where you are unable to repay your debts. Or, a consumer proposal can help. Through a Licensed Insolvency Trustee (LIT), you can put together a proposal document that offers to pay back creditors in a certain way, under certain terms. Experiencing financial distress can lead to further feelings of anxiety and depression. It can be a cause of disagreement in marriages and relationships. Admitting you are in financial distress can be confusing, difficult, and embarrassing. Are you unsure of your current financial situation and debt-load? Do you have questions or concerns about what you owe, and what resources are available to help alleviate some of your debt? Could you use the guidance of a financial adviser, or do you need legal help in regards to your finances? We have the resources within your community that you need.

You are not alone. Connect with others who may be going through the same thing, find professional help and resources near you. The Kinjunxion community is here to help.

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Debt Elimination

Financial Health & Literacy

EFT for Financial Abundance

Financial Markets

Financial

Financial Security

Get Out of Debt

Credit Canada Debt Solutions - Oakville Office

Services include:
* personal money management counselling by appointment
* mediation between debtor and creditor
* consumer debt repayment programs
* consumer credit education
* speakers available to employers, schools and community groups
* counsellors hold the professional designation of Accredited Financial Counsellor Canada (AFCC)

Neighbour to Neighbour Centre - Financial Counselling - 28 Athens St

One-on-one financial counselling and financial literacy support. Counsellors can offer assistance with debt repayments, budgeting, accessing government supports, Canada Revenue Agency issues and creating financial goals. Call for an appointment.

Catholic Family Services of Hamilton - Credit Counselling

Accredited individual financial counselling.

The Credit Counselling Society

Registered, non-profit charitable service that provides free confidential credit counselling services for consumers.

Credit Canada Debt Solutions - Credit Canada Debt Solutions, Mississauga Branch - Mississauga Branch

Debt management and consolidation programs * personal money management counselling * online resources on consumer debt and money management

Christians Against Poverty

Offers free debt counselling, employment assistance, money management courses, and befriending to deliver a holistic and in-depth debt counselling service to those who need extra support.

Project Linus Canada - Project Linus Canada, Burlington Chapter - Burlington Chapter

A non-profit volunteer organization which collects and arranges for the distribution of knitted, crocheted or sewn comforting blankets to children and youth in a crisis situation such as a home fire, serious illness diagnosis or loss of a parent/sibling

Volunteers make and donate whole blankets and quilts, or squares which are assembled into blankets and quilts, that are given to children and youth through hospitals and other agencies

Contact to ask about materials, dimensions and other details regarding blankets and component squares

Completed blankets or squares can be dropped off at:
* Michaels: 1250 Brant St, Suite 6, Burlington, 289-798-0077
* Spun Fibre Arts: 2464 Lakeshore Rd W, #4, Oakville, 905-681-7786

Credit Counselling Society, Mississauga

Credit counselling, debt management and consolidation programs * money management education and budgeting assistance * information and referral * online resources on consumer debt and money management, including myMoneyCoach * webinars and workshops

Credit Canada Debt Solutions - Credit Canada Debt Solutions, Etobicoke Branch - Etobicoke Branch

Debt management and consolidation programs * personal money management counselling * online resources on consumer debt and money management

Credit Canada Debt Solutions - Credit Canada Debt Solutions, Brampton Branch - Brampton Branch

Debt management and consolidation programs * personal money management counselling * online resources on consumer debt and money management

Debtors Anonymous - Mailing Address

A 12 step recovery group for people whose debts and problems with over or under spending have made their life unmanageable

Project Linus Canada - Project Linus Canada, Oakville Chapter - Mailing Address - Oakville Chapter - Mailing Address

Volunteers knit, crochet or sew and donate part (squares) or whole blankets/quilts, that are used to make blankets for children in crisis

* serious illness diagnosis
* loss of a parent/sibling
* distributed to individuals, Ronald McDonald House, Halton Women's Place, Oakville Trafalgar Memorial Hospital, Credit Valley Hospital