Insurance

Managing day to day finances properly takes time, thought, and planning. Part of this planning for many Canadians includes protecting themselves from financial loss by having insurance. This means you pay a premium to a company, and they will guarantee compensation in the case of a specified loss, damage, or illness. Types of insurance automotive, life, health, liability or travel, to name a few. In some cases, such as automotive, insurance is mandatory. In other cases, financial experts have differing views on what you should insure, and for how much. If you decide to purchase insurance, you’ll need to budget it into your monthly and/or yearly costs. Do you have questions about your current insurance plans? Would you like guidance or information from an insurance expert for yourself, a friend or loved one? Are you looking for resources within your community to provide insurance? Kinjunxion is here to help with sources of support and information.

You are not alone. Connect with others who may be going through the same thing, find professional help and resources near you. The Kinjunxion community is here to help.

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Group Insurance

This text is a comprehensive treatment of all aspects of group insurance in the United States and Canada. It addresses life and health insurance as well as government programs and more specialized forms of insurance. Emphasis is placed on the actuarial aspects of this important field of insurance including pricing, regulation, underwriting, financial reporting, and modeling. Since its original publication in 1992, Group Insurance has become the resource of choice for experts as well as beginners. It is an essential tool for anyone who wishes to practice in the group benefits field. The Sixth Edition has been updated for the industry and regulatory changes which have occurred since 2007. Of particular note is the impact that healthcare reform in the United States will have on all facets of this topic.

Deadly Spin

An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving Americans

That's how Wendell Potter introduced himself to a Senate committee in June 2009. He proceed to explain how insurance companies make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they make it nearly impossible to understand information that the public needs. Potter quit his high-paid job as head of public relations at a major insurance corporation because he could no longer abide the routine practices of the insurance industry, policies that amounted to a death sentence for thousands of Americans every year. In Deadly Spin, Potter takes readers behind the scenes of the insurance industry to show how a huge chunk of our absurd healthcare expenditures actually bankrolls a propaganda campaign and lobbying effort focused on protecting one thing: profits. With the unique vantage of both a whistleblower and a high-powered former insider, Potter moves beyond the healthcare crisis to show how public relations works, and how it has come to play a massive, often insidious role in our political process-and our lives. This important and timely book tells Potter's remarkable personal story, but its larger goal is to explain how people like Potter, before his change of heart, can get the public to think and act in ways that benefit big corporations-and the Wall Street money managers who own them.

Modelling Extremal Events

for Insurance and Finance

"A reader's first impression on leafing through this book is of the large number of graphs and diagrams, used to illustrate shapes of distributions...and to show real data examples in various ways. A closer reading reveals a nice mix of theory and applications, with the copious graphical illustrations alluded to. Such a mixture is of course dear to the heart of the applied probabilist/statistician, and should impress even the most ardent theorists." --MATHEMATICAL REVIEWS

Law of Marine Insurance

First published in 1996. Routledge is an imprint of Taylor & Francis, an informa company.

Origins of American Health Insurance

A History of Industrial Sickness Funds

How did the United States come to have its distinctive workplace-based health insurance system? Why did Progressive initiatives to establish a government system fail? This book explores the history of health insurance in the United States from its roots in the nineteenth-century sickness funds offered by industrial employers, fraternal organizations, and labor unions to the rise of such group plans as Blue Cross and Blue Shield in the mid-twentieth century. Historians generally view the failure to establish universal health insurance during the first half of the twentieth century as an indicator of the political clout of insurers, employers, unions, and physicians who thwarted Progressive efforts. But the explanation is actually simpler, John Murray contends in this book. Careful analysis of the workings of industrial sickness funds suggests that workers rejected plans for compulsory state insurance because they were largely content with existing private plans. Murray revises our understanding of the evolution of health care insurance in the United States and discusses the implications of that history for the ongoing debates of today.

The Origin and Early History of Insurance

Including the Contract of Bottomry

The Ancient and Medieval Roots of Insurance This richly detailed history examines the: "(i) origin and development of the contract of Bottomry and Respondentia down to the 11th century A.D. (ii) the traces of methods of insurance other than life known to the Ancients (iii) The Question whether life assurance was known and practised by the Romans or their predecessors (iv) The history of the development of mediaeval insurance in the Low Countries from the family group system and of modern insurance therefrom" (1)." Originally submitted as a thesis to the University of London by the late Dr. C.F. Trenerry, whose intention it was to recast it for publication. Edited by Ethel L. Gover and Agnes S. Paul. CONTENTS Introduction and Summary PART I Origin and Development of Contract of Bottomry and Respondentia Down to the 11th Century A.D. CH. I The Origin and Development of the Contract of Bottomry CH. II The Origin of the Contract of Bottomry, Prior to 250 B.C. CH. III The Contract as Known to the Hindus CH. IV The Contract as Known to the Greeks CH. V The Contract as Known to the Romans PART II Traces of Methods of Insurance Other than Life Known to the Ancients CH. VI Marine Insurance (Other than Bottomry) Practised by the Romans CH. VII Contracts of Indemnity Used by the Romans PART III Whether Life Assurance was Known to the Ancients CH. VIII Life Assurance as Known to the Romans CH. IX Probability that the Romans Had Some Means by which Loss Arising through Death Might be Reduced or Nullified CH. X Allusions to Longevity, Mortality, Etc., by Early Writers CH. XI Sufficiency of the Knowledge of Mathematics and of Finance Possessed by the Romans During the Early Empire for the Calculations Required CH. XII Tables of Annuity Values Which Were Sanctioned by the Roman Law for Purposes of the Lex Falcidia CH. XIII Actuarial Knowledge Not Essential for Transaction of Life Assurance Business CH. XIV Manner of Making Contracts of Non-mutual Life Assurance and of Transacting the Legal Part of the Business CH. XV Nature and Essential Parts of a Contract of Life Assurance CH. XVI Societies Among the Greeks and Romans Which Provided Funds at Death or Members for Burial or Other Purposes, With or Without Other Benefits CH. XVII The Roman Civilian (I.E. Non-Military) Societies CH. XVIII The Roman Veterans' Societies CH. XIX The Roman Military Societies CH. XX Non-Mutual Contracts for Payment on Death of a Person or Persons as Known to the Romans CH. XXI Examination of Other Extracts from Roman Law which Deal with Contracts of a Similar Nature PART IV Development of Modern Insurance from the Family Group System as Exemplified in Belgium CH. XXII Derivation of Modern Insurance CH. XXIII Development of Communal Insurance from Family Group System CH. XXIV Non-Mutual Insurance Between 1227 and 1310 CH. XXV Marine Insurance CH. XXVI Life Assurance CH. XXVII Marine and Other Insurance in Other Countries APPENDICES BIBLIOGRAPHY"

The Additional Insured Book

Cases and Materials on Marine Insurance Law

This book provides a comprehensive collection of Cases and Materials On Marine Insurance Law. The sources included here are not always readily accessible. Each chapter is introduced with a brief resume of the general principles,before the facts of each case are summarised and the extracts of the relevant parts of judgments reproduced. The significance of the judicial extracts, the statutory materials and standard terms are then discussed with particular emphasis on important and problematical areas of the law.This book will be indispensable not only to postgraduate students of law, in-house lawyers, insurance brokers and claims adjusters, but also to students of maritime studies, legal practitioners and a wide range of professionals within the shipping industry who may wish to have at hand a convenient source of information. Whilst the book is a companion to the authors The Law of Marine Insurance, it is also structured to stand as a marine insurance text in its own right.

Fire Insurance Cases: 1729-1839

Being a collection of all the reported cases on fire insurance, in England, Ireland, Scotland, and America, from the earliest period to the present time, chronologically arranged ... with notes and references.

The Law of Motor Insurance

As statutes and regulations increasingly inhibit the rights of private landowners, the restrictive covenant has subtly emerged as one of the few remaining tools of property control available to the freeholder of land. This new edition discusses recent case law and its far-reaching effects on the jurisdiction of the Lands Tribunal, the modification or discharge of covenants and the compensation required It also incorporates rent charge covenants and other use obligations, and the problems of consent and breach Detailed chapters are included on procedure in Lands Tribunal applications

Digital Insurance

Business Innovation in the Post-Crisis Era

This book explores the ways in which the adoption of new paradigms, processes, and technologies can lead to greater revenue, cost efficiency and control, as well as improved business agility in the insurance industry.

Delay, Deny, Defend

Why Insurance Companies Don't Pay Claim and What You Can DoAbout It

An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Insurance Brokers

Insurance Answers

Commercial insurance

Fleet Insurance

Insurance Claims

Insurance Networking

learn about insurance

Insurance Agent

St. John Ambulance - First Aid / CPR & AED Training, Insurance Institute - Insurance Institute

Provides the community with First Aid CPR and AED training.

Workplace Safety and Insurance Board - Collections Services - Hamilton Central

Administers the province's no-fault workplace insurance for employers and their workers. Focuses on accident prevention, early safe return to work, and insurance benefits for injuries and illnesses incurred by workplaces covered under the Workplace Safety and Insurance Act.

Canadian Automobile Association - South Central Ontario - Burlington Office

Major services include:
* emergency road service (members)
* full service travel agency and cruise centre
* out-of-province and out-of-country health insurance
* Visitors to Canada Medical Emergency Insurance
* attraction tickets and discount movie tickets
* maps, tour books and Trip Tiks
* international driver's permit (see below)
* passport photos
* travel store including luggage, travel accessories, purses, etc.
* home and auto insurance

International Driver's Permit (IDP)
CAA is the sole Canadian issuer of the International Driver's Permit (CAA membership not required)
* can be issued on the spot
* requires valid Canadian driver's licence and two passport photos (can bring or have taken at CAA store)
* valid for one year from date of issue

Workplace Safety and Insurance Board - Collections Services - Hamilton Central

Administers the province's no-fault workplace insurance for employers and their workers. Focuses on accident prevention, early safe return to work, and insurance benefits for injuries and illnesses incurred by workplaces covered under the Workplace Safety and Insurance Act.

Ontario. Ministry of Health and Long-Term Care - Claims Services - Central North Region

Responsible for the registration of eligible health care providers, payment to registered providers, payment of claims of Ontario residents vising other provinces and countries, and provision of information concerning Ministry of Health programs to the public. The Registration and Claims Branch head Office is located in Kingston, Ontario. The Hamilton office provides registration and claims processing services for the local area.

Service Canada - Service Canada, Hamilton Central - Hamilton City Hall - Hamilton Central - Hamilton City Hall

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Service Canada - Hamilton East Service Canada Centre - Hamilton East Centre

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Student/youth employment services available May-August through Service Canada Centres for Youth -- see separate entry.

Service Canada - Hamilton East Service Canada Centre - Hamilton East Centre

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Student/youth employment services available May-August through Service Canada Centres for Youth -- see separate entry.

Service Canada - Service Canada, Hamilton Central - Hamilton City Hall - Hamilton Central - Hamilton City Hall

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Service Canada - Service Canada, Waterdown - Flamborough Location - Waterdown - Flamborough Location

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Service Canada - Service Canada, Waterdown - Flamborough Location - Waterdown - Flamborough Location

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Service Canada - Hamilton East Service Canada Centre - Hamilton East Centre

One-stop service delivery for a wide range of federal programs and services. Internet access and assistance locating and applying for government programs including Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security and passports (see separate entries for program details), as well as Apprenticeship Incentive Grant, Canada Education Savings Grant, and others.

Student/youth employment services available May-August through Service Canada Centres for Youth -- see separate entry.